Best travel credit card reddit.

The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. Chase Sapphire Preferred. No foreign transaction fees, and you get 2 points per dollar on everything in the travel category (hotels, airfare, taxis) as well as restaurants. Those points are transferrable 1:1 to United miles, and to a few other programs, so the flexibility is some of the best out there. So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...

Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …Here are the travel cards that I currently have: Eastwest Krisflyer Miles World (mastercard) - best miles accrual per spend. 6,000 bonus miles on 1st 3 months for total purchases amounting P200K, 10,000 bonus miles per anniversary year with at least P200K spent. Lowest forex rate at 1.7%.

My credit score seems to be in the Good-Excellent range based on information I gathered. My current choices are Discover it Miles Card and Bank of America Travel Rewards Card. Both cards have 0 Foreign transaction fees and 1.5x rewards. It seems that they both would be accepted at the 7-11 ATMs, but I want to know which is more accepted in ...People often acquire credit cards for a variety of reasons. There are travel points here and welcome bonuses there. Some cards offer more than a year of 0% APR and have incentives ...

4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.At your income, I'm not sure if you're going to qualify out of the blue for all of these, so these are my recommendations, roughly best to worst. WF Active Cash. It's 2% back with cell phone protection so if you drop your phone, it's only $25 to fix. 2% back is the gold standard. While it's not the best % back, it's always good to have at least ...Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks.

I think the three best travel cards are: Chase Sapphire Reserve, Amex Platinum and the citybank one. (I have the first two) You say you are in NYC and already have the CSR? I …

The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get.

ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell. Good options include the Scotia Passport Visa Infinite, HSBC WE MC, and Brim WE MC. The HSBC card has a ton of good sign up bonuses and the annual travel credit basically offsets the annual fee. The Brim card has the highest earn rate and first year is free but after that the annual fee is pretty steep. CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically. It has a limit of 3,000 PQP at 500 per $12,000 in spend. Quest has the same offer, but it costs like $250/year, so if you wouldn’t get use of the other benefits, it wouldn’t be much good since the Club card gets the same PQP benefits. United Club works for me, the benefits are great, club access, president circle with Hertz are worth it.Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.

It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.The Bendigo Bank Ready Credit Card rated highly with its 0% foreign transaction fees, ongoing $0 annual fee and complimentary travel insurance. In addition to the 19.99% purchase rate and $5 ...Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...Best travel credit cards of March 2024. Bank of America® Travel Rewards credit card: Best for occasional travelers. Chase Sapphire Preferred® Card: Best welcome bonus. The Platinum Card® from American Express: Best for luxury travel. American Express® Gold Card: Best for foodies. Capital One Venture Rewards Credit Card: Best …6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons.

You should consider the Bank of America Travel Rewards card. No annual fee, no foreign transaction fees, contactless, and 1.5% back that can be redeemed against any travel purchases (and BofA has a broad definition of travel). With Preferred Rewards, this card becomes one of the best unbonused spending cards at 2.625% back.

The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons …Travel cards are ideal for frequent travelers who want to use them for benefits like free sky miles, discounts on selected hotels and restaurants, membership perks and so much more...Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...Best travel credit cards of March 2024. Bank of America® Travel Rewards credit card: Best for occasional travelers. Chase Sapphire Preferred® Card: Best welcome bonus. The Platinum Card® from American Express: Best for luxury travel. American Express® Gold Card: Best for foodies. Capital One Venture Rewards Credit Card: Best …6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons.

Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories.

Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 months

Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsThe Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ...1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.The best travel credit cards for 2022 according to Reddit users include the Chase Sapphire Preferred, American Express Gold Card, Citi Premier Card, Capital One Venture Rewards, and Delta SkyMiles Gold American Express Card. Take the time to research and compare your options to find the best travel credit card for your next adventure.EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.You should consider the Bank of America Travel Rewards card. No annual fee, no foreign transaction fees, contactless, and 1.5% back that can be redeemed against any travel purchases (and BofA has a broad definition of travel). With Preferred Rewards, this card becomes one of the best unbonused spending cards at 2.625% back.Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3%Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …

A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. My partner and I travel a lot. We buy 2-8 domestic plane tickets a month, and 6-12 international flights a year. Most of these come with a hotel booking. I’ve done a little research and it looks like the capital one venture x rewards credit card is probably the best for us, but it feels really difficult to have all the details about each card. The Capital One Venture X business card offers the potential to earn a welcome offer of 150,000 bonus miles. In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395. Business owners are also able to add employee cards …Instagram:https://instagram. move windows to another drivebooks wholesalemtv challengetoilet tank not filling with water The Bendigo Bank Ready Credit Card rated highly with its 0% foreign transaction fees, ongoing $0 annual fee and complimentary travel insurance. In addition to the 19.99% purchase rate and $5 ... luxury laundry detergentziwipeak dog food I would suggest just a travel card with the airline you travel with most or whatever airline is most prominent at your local airport. A Plat/CSR/VX doesn’t really make sense for you right now. Your Apple Card and Amazon cards already have no foreign transaction fees for travel. The Amazon Card has CDW for rental cars. recipe blogs The best starter travel credit cards - The Points Guy. Advertiser disclosure. Guide. 7 of the best starter travel credit cards. Ethan Steinberg. June 07, 2023. 20 min …Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card.